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Chapter 7
NO WAY OUT to FRESH START in 100 Days
Chapter 7 or "liquidation" bankruptcy is what most people think of as filing bankruptcy.
When the petition is filed all creditor activity, including phone calls and wage garnishments must cease immediately. There are new complex asset valuation and income/means limitations to obtain a Chapter 7 discharge. Though more cumbersome and expensive, it definitely still available to most persons.
Chapter 7 discharge is the end of the bankruptcy proceeding but can be the beginning of a new life.
Our beyond bankruptcy financial coaching program prepares you for a quality financial life after bankruptcy.
Chapter 13
A Plan B for Life
Chapter 13 or reorganization bankruptcy preserves your assets, (such as your home) as you repay your creditors according to your ability. Your "Plan" can last as long as 5 years and is especially useful where real estate or tax issues are a problem.
Chapter 13 is the bankruptcy most people file when they are facing a foreclosure. Chapter 13 is a powerful means to regain control of your finances.
Chapter 13 gives you great power and great responsibility. With our programs and the Chapter 13 you will be debt free while maintaining control of your assets.
Contact us today; toll free at 800 277-3800, in Richmond at 804 266-4680 or via email for a no obligation consultation.
Proudly serving Richmond, Charlottesville, and Lynchburg regions.
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