Richmond Bankruptcy Lawyer

H. DARDEN HUTSON

CONSUMER DEBT RELIEF ATTORNEY

We all know that managing our finances today is hard

Stop wage garnishments, foreclosures and phone calls

Put us to work today and break free from debt

Your Fresh Start can begin today with our help

Regain control of YOUR finances today

CHAPTER 7

THE BEGINNING OF A NEW LIFE

Chapter 7 or liquidation bankruptcy is what most people think of as filing bankruptcy.

When the petition is filed all creditor activity including phone calls and wage garnishments must cease immediately.

Asset & income valuations must be completed to obtain a Chapter 7 discharge.

Chapter 7 discharge is the end of the bankruptcy proceeding and though more cumbersome and expensive remains available to most persons.

We Can Help You.

NO WAY OUT to FRESH START in 100 Days

CHAPTER 13

A PLAN B FOR LIFE

Most people file when they are facing a foreclosure

You will repay your creditors according to your ability

Program preserves your assets such as your home

Useful where real estate or tax issues are a problem